Innovations
Over its 200-year history, the bank has constantly innovated in the field of technologies and solutions offered to its customers.
In this chapter, you will find information on the evolution of means of payment, the transformation of services and the development of machines and tools within the bank.
Evolution of means of payment
The evolution of means of payment is crucial to the Bank’s activity. They have become an essential part of everyday life. Payment solutions must therefore evolve with purchasing and trading practices.
Some examples
Innovations in means of payment often echo a need. They rely on innovative technologies to meet the expectations of the bank’s customers.
Thus, the promissory note is issued on a temporary basis in order to remedy the situation of monetary shortage. And the biometric card was created to increase payment security.
The promissory note, 1871
The 1960’s Cheque
The Smart Card, 1974
Indeed, monetary units, whether material or not, must be found to facilitate trade in goods
and services. From barter to dematerialized currency, shellfish and metallic money, we will focus on the history of payments below:
Service transformation
Innovations are intrinsic to the bank’s operations. They enable it to develop its products and improve its services. Thus, the bank applies the principles of innovative concepts to its customers. It is also in credit that the bank innovates, you can find its history by clicking on the image below.
Services
Credit
In order to present these new services, a modern space opened on 11 May 1970 at 49 avenue des Champs-Elysées in Paris. BNP’s objective is to create a place for exchanges with the public. It becomes the symbol of the bank’s vanguard.
Development of IT machinery and tools
From the innovations of our ancestor banks to our most recent evolutions, this chapter traces the development of computer machines and tools.
Machinery not only increases the productivity of employees but also provides them with greater comfort.
The advances applied to computer tools aim at improving the customer experience to facilitate day-to-day operations.
For customers
For business lines
The BNP Paribas Group has often positioned itself as a leader in the development of banking information technology. Here we offer you a look back at a century of innovations, from the 1920s to the present days with this “little story”:
Innovations are part of the genes of our enterprise, so we have grouped our content on its origins, its precursors and its important stages.
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